Certified Financial Planner

With the EssentialPlus Package you can:

Purchase one course at a time. Choose when to start studying.

  • Take up to90 days to complete each course. Your Online Access begins as soon as you make your purchase.
  • Take advantage of online testing; no need to go to an outside testing facility.

No need to adhere to a live class schedule—with our OnDemand Class, you can start, stop, and rewind your class as often as you like. Get expert instruction…and still have the freedom to complete all 7 courses within your own timeframe.

Instruction:

  • OnDemand Class

Course Materials:

eBooks with course purchase (upgrade to Print or both for a $40 fee)

  • Course 101-106: eBook with supplemental reading
  • Course 107: materials provided in online classroom ONLY

Online Tools available:

  • Education QBank
  • Study Planner
  • Performance Tracker
  • Core Lecture Videos
  • Instructor Email Access
  • Course 107 students receive invitation to Now What? webinar

Course Descriptions & Details for the Online EssentialPlus Packages

There are 7 courses within the program.  You are responsible for contacting your program administer prior to each course.  Online assets will be assigned upon enrollment of each course.

The General Financial Planning Principles, Professional Conduct, and Regulation course will introduce students to the theory and practice of financial planning. Students will receive an overview of specific areas of financial planning including tax planning, investment planning, retirement savings and income planning, and estate planning. Behavioral finance, communication techniques, and counseling principles are also presented. In addition, this course will present topics on the concepts of time value of money, education and retirement funding, risk management, insurance and employee benefits planning.

  • Online Course and Practice Activities
  • OnDemand Class & Instructor Email Access
  • Qbank and Core Lecture Video Access
  • General Financial Planning Principles, Professional Conduct, and Regulation E-book
  • Price: $749 with optional textbook add-on: $40 (plus shipping)

The Risk Management, Insurance, and Employee Benefits Planning course considers risk management principles and the various types of insurance coverage in the marketplace today, focusing on the role of planning for insurance needs.  Insurance topics include life, medical expense, and property/casualty policies, as well as long-term care and disability.  It also covers benefits made available to employees by employers – commonly referred to as employee or fringe benefits.  Employee benefit topics include group policies, deferred compensation, equity-based compensation, and business applications of life insurance.

  • Online Course and Practice Activities
  • OnDemand Class & Instructor Email Access
  • Qbank and Core Lecture Video Access
  • Risk Management, Insurance, and Employee Benefits Planning E-book
  • Price: $749 with optional textbook add-on: $40 (plus shipping)

The Investment Planning course provides information about sound investment principles as a primary means of wealth accumulation for financial planning clients.  In turn, the process of wealth accumulation provides the funds necessary to achieve many financial planning goals.  In this course, you will learn investment concepts as well as effective investment planning strategies for helping your clients accumulate wealth.  Asset allocation principles are reviewed, modern portfolio management theory is explained, and the importance of tax-efficient investing is considered.

  • Online Course and Practice Activities
  • OnDemand Class & Instructor Email Access
  • Qbank and Core Lecture Video Access
  • Investment Planning E-book
  • Price: $749 with optional textbook add-on: $40 (plus shipping)

The Tax Planning course reveals effective income tax planning strategies, whether personal or related to an individual’s business interests.  Topics covered include individual income tax calculations, deductions, the tax characteristics of various business entities, trust and estate taxation, basis of property and cost recovery, property dispositions, passive activity losses, at-risk rules, miscellaneous taxes, interest on deficiencies and refunds, penalties, accounting methods, accounting periods, and tax management techniques.

  • Online Course and Practice Activities
  • OnDemand Class & Instructor Email Access
  • Qbank and Core Lecture Video Access
  • Tax Planning E-book
  • Price: $749 with optional textbook add-on: $40 (plus shipping)

The Retirement Savings and Income Planning course deals with the single most important issue millions of people will be facing in the years to come: affording to retire.  Normally, the amount of money necessary to achieve this goal is substantial and, just like the satisfaction of any other financial goal, requires significant planning.  It covers determination of the retirement savings need and subsequently considers both government and employer-sponsored methods of providing for one’s retirement. Distribution options from corporate retirement plans are reviewed as well as the suitability of an investment portfolio in ensuring a comfortable and profitable retirement.

  • Online Course and Practice Activities
  • OnDemand Class & Instructor Email Access
  • Qbank and Core Lecture Video Access
  • Retirement Savings and Income Planning E-book
  • Price: $749 with optional textbook add-on: $40 (plus shipping)

The Estate Planning course addresses what occurs once the wealth accumulation process is complete; distributing excess wealth is a primary goal for many financial planning clients.  The Estate course presents the challenges of effective estate planning raised by tax code changes.  It begins with a consideration of the estate planning process and the documents of transfer.  The course then addresses the unified transfer tax system and the calculation of an individual’s estate tax liability.  Estate planning techniques such as trusts, marital and charitable deduction vehicles, and intra-family business and property transfers are then discussed.  The course ends with a consideration of postmortem tax planning.

  • Online Course and Practice Activities
  • OnDemand Class & Instructor Email Access
  • Qbank and Core Lecture Video Access
  • Estate Planning E-book
  • Price: $749 with optional textbook add-on: $40 (plus shipping)

The student taking the Financial Plan Development course will be exposed to case analysis and integration of the six (6) major areas of personal financial planning (Fundamentals of Financial Planning, Insurance Planning, Investment Planning, Income Tax Planning, Retirement Planning and Estate Planning).

  • Online Course
  • OnDemand Class & Instructor Email Access
  • Core Lecture Video Access
  • Price: $749

Upon completion of this course, the student will be able to:

  1. Demonstrate a comprehensive understanding of the content found within the Financial Planning curriculum and effectively apply and integrate this information in the formulation of a financial plan.
  2.  Effectively communicate the financial plan, both orally and in writing, including information based on research, peer, colleague or simulated client interaction and/or results emanating from synthesis of material.
  3. Collect all necessary and relevant qualitative and quantitative information required to develop a financial plan.
  4. Analyze personal financial situations, evaluating clients’ objectives, needs, and values to develop an appropriate strategy within the financial plan.
  5.  Demonstrate logic and reasoning to identify the strengths and weaknesses of various approaches to a specific problem.
  6. Evaluate the impact of economic, political, and regulatory issues with regard to the financial plan.
  7. Apply the CFP® Board Financial Planning Practice Standards to the financial planning process.